Additional Products: Van

For added peace of mind we offer a range of additional products which can help extend the cover your van insurance provides.

Legal Expenses Cover

£100,000 of Legal Expenses cover is included as standard with every van insurance policy. Legal Expenses cover will help you in the event of a road traffic accident where you may incur legal costs as part of a claim such as those arising from personal injury or death. The policy also provides cover against any legal fees on claims for compensation on the damaged insured vehicle whilst being driven by either the insured driver or named driver.

Breakdown Cover

The importance of having a fully functional van is top priority for most of our customers. Whether you are using your van commercially or for personal use we know that breaking down can be a hassle. We offer three levels of breakdown cover, to help keep you on the road.

Our Breakdown Cover policies offer a variety of features including;

  • Roadside Assistance – takes you and up to 7 passengers to the nearest garage in the event of a breakdown.
  • Home Call – receive assistance if your car breaks down whilst at your home address
  • Alternative Travel or Accommodation – If the car can’t be fixed the same day or you are more than 50 miles from home then we’ll provide a hire car for up to 48 hours or hotel costs up to £100.

We offer three levels of cover  with a variety of benefits, shown in the table below:

Benefits Roadside Assistance Motor Assistance UK Only Motor Assistance UK & EU
Cost to Client £39.95 £59.95 £69.95
Roadside Assistance - 10 Mile Limit
Roadside Assistance & Nationwide recover Service
Alternative Travel or Accomodation
Message Relay
Alternative Driver
Accident Hospitalisation
European Cover

Excess Recovery Cover

If you would like to limit your losses as a result of a claim then you may be interested in our Excess Recovery product. Most policies include an excess when you have a claim where it is your fault or there is no third party to recover the damages from. The excess would also apply if you were to suffer a fire or theft claim. The Excess Recovery product we offer reimburses all or part of your excess depending on the level of cover you opt for. Our Excess Recovery product starts from £36.95.

Gadget Cover

Replacing lost, stolen or damaged gadgets is expensive, and with many of us carrying around at least one costly item, such as a smart phone, a laptop or a sat nav, our gadget cover could be the most cost effective way for you to protect your valuables.

At £41.95 for the year, cover includes protection for a wide range of electrical items including mobile phones, iPhones, laptops. tablets, iPods, iPads, sat navs, camera, and Kindles.

Benefits of Gadget Cover:

  • Protection for your valuables inside or outside of your vehicle, so you can claim for your valuables without having to pay your car insurance excess, or risk losing your no claims bonus.
  • Claim on your gadget cover instead of your household contents insurance; replace your gadgets without having to pay a large household policy excess and possibly increase your renewal premium.
  • An alternative option to a separate mobile phone insurance policy!

Personal Accident Cover

Being seriously injured due to the result of a road traffic accident is just one of the dangers of driving. Thankfully our Personal Accident Cover can help give an added peace of mind. It covers you the policy holder, any named drivers and passengers for up to £25,000 each in the event of death or specified permanent injuries. Payments are made if the claim is fault or non-fault and are in addition any other payout you receive as a result of the claim.

Our Personal Accident cover covers you in road or traffic incidents such as getting in or out of the insured vehicle and assault and road rage linked to a road incident. Our Personal Accident Cover is £25 or free if you are a new Quote a car customer taking out a policy with us (Third Party Fire and Theft Cover / Third Party Only).

Windscreen Cover

If you’ve chosen to buy a third party only, or a third party, fire and theft policy but you still want windscreen protection, this separate windscreen policy is a simple way of insuring yourself against damages that can make your car unsafe to drive, or cause you to fail your MOT.

Windscreen cover provides up to £500 worth of replacement or repair costs in a 12 month period, at just £36.95 for the year.

Van Hire

Don’t be left without a van if yours is off the road after an accident or theft. If you’re involved in accident that wasn’t your fault, your insurance policy may provide a courtesy vehicle, but if you are at fault in accident, or there is no other party to claim from, it’s unlikely that you’ll be provided with a replacement van.

Van hire cover will give you a replacement vehicle for up to 21 days, or money towards transportation costs,

if your vehicle is damaged and considered undriveable through an accident or is stolen and not recovered,

regardless of whether you’re at fault for a claim or not. Cover is £31.95 for the year.

You’ll be able to claim a courtesy van if:

  • If your vehicle is considered undriveable after an accident.
  • Your van is off the road for repair following an accident
  • Your van has been stolen and not recovered