Additional Products: Car

For added peace of mind we offer a range of additional products which can help extend the cover your car insurance provides.

Legal Expenses Cover

£100,000 of Legal Expenses cover is included as standard with every car insurance policy. Legal Expenses cover will help you in the event of a road traffic accident where you may incur legal costs as part of a claim such as those arising from personal injury or death. The policy also provides cover against any legal fees on claims for compensation on the damaged insured vehicle whilst being driven by either the insured driver or named driver.

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Breakdown Cover

Most of us are reliant on our vehicle for key journeys such as getting to work, the school run or the weekly shop. But have you ever considered what you would do if your car wouldn’t start or broke down? We offer a variety of breakdown policies to suit your needs, with great benefits for a reasonable cost.

Our Breakdown Cover policies offer a variety of features including;

  • Roadside Assistance – takes you and up to 7 passengers to the nearest garage in the event of a breakdown.
  • Home Call – receive assistance if your car breaks down whilst at your home address
  • Alternative Travel or Accommodation – If the car can’t be fixed the same day or you are more than 50 miles from home then we’ll provide a hire car for up to 48 hours or hotel costs up to £100.

We offer three levels of cover with a variety of benefits, shown in the table below:

Benefits Roadside Assistance Motor Assistance UK Only Motor Assistance UK & EU
Cost to Client £39.95 £59.95 £69.95
Roadside Assistance - 10 Mile Limit
Roadside Assistance & Nationwide recover Service
Alternative Travel or Accomodation
Message Relay
Alternative Driver
Accident Hospitalisation
European Cover

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Excess Recovery Cover

If you would like to limit your losses as a result of a claim then you may be interested in our Excess Recovery product. Most policies include an excess when you have a claim where it is your fault or there is no third party to recover the damages from. The excess would also apply if you were to suffer a fire or theft claim. The Excess Recovery product we offer reimburses all or part of your excess depending on the level of cover you opt for. Our Excess Recovery product starts from £36.95.

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Gadget Cover

Many of us can’t leave the house without the comfort of our gadgets which help make our everyday life easier. From tablets and mobile phones to sat nav’s and iPod’s we can cover them and more, for theft, accidental damage and breakdown (excluding laptops) both inside and outside your vehicle. Furthermore we can also cover you for loss for mobile phones and PDA’s too! Our Gadget Cover starts from £41.95.

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Personal Accident Cover

Being seriously injured due to the result of a road traffic accident is just one of the dangers of driving. Thankfully our Personal Accident Cover can help give added peace of mind. It covers you the policy holder, any named drivers and passengers for up to £25,000 each in the event of death or specified permanent injuries. Payments are made if the claim is fault or non-fault and are in addition any other payout you receive as a result of the claim from the motor insurance policy.

Our Personal Accident cover covers you in road or traffic incidents such as getting in or out of the insured vehicle and assault and road rage linked to a road incident. Our personal Accident Cover is £29.95 or free if you are a new Quote a car customer taking out a policy with us (Third Party Fire and Theft Cover Only).

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Windscreen Cover

Damage to your windscreen can be expensive and could cost more than you think to fix or replace. In some instances it can even cause you to fail your MOT, and make it unsafe to drive your vehicle or cause more damage if you were to have an accident. Our Windscreen Cover will cover you for the repair or replacement of your windscreen and windows to ensure that your car is fit for the road.

If you are a new QuoteAcar customer with Third Party Fire and Theft cover you will receive a free Windscreen Cover policy covering you for up to £300 of damage when you take a policy out with us. Alternatively you can increase the level of cover to £500 for only an additional £36.95.

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Courtesy Car

If your vehicle is damaged and considered undriveable through an accident, or is stolen and not recovered then we will arrange for a hire vehicle for your use for up to 21 days whilst your insured vehicle is in for repair, or until payment has been made. If for any reason whatsoever we are unable to provide the replacement vehicle we shall contribute towards your transportation costs at a daily rate of £10 per day up to a maximum of £300 per individual claim. You can claim your free courtesy car if;

  • If your vehicle is damaged and considered undriveable through an accident.
  • Your insured vehicle is off the road for repair following a road traffic accident
  • Where your insured vehicle has been stolen

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